>> funding of this presentation is made possible by the freeman foundation of new york, stowe, vermont, and honolulu, newman's own foundation, giving all profits to charity and pursuing the common good for over 30 years, union bank, and united health care. >> my customers can shop around, see who does good work and compare costs. it can always work that way with health care. with united health care i get information on quality ratings of doctors, treatment options, and estimates for how much i will pay. that helps me and my guys make informed decisions. i don't like guesses with my business, and definitely not with our health. >> that's health in numbers. united health care. >> at union bank, our relationship managers work hard to understand the industry you operate in.